Canadian Government Grant Programs 2026

Municipal storefront & signage improvements. Most Ontario cities have active programs.

Ontario grant for new and growing businesses. Includes training + mentorship.

Non-repayable R&D funding for innovative SMEs. Access through Industrial Technology Advisors.

Canada's largest R&D tax incentive. $3B+ disbursed annually. Refundable for CCPCs.

Canada Digital Adoption Program. Fund e-commerce, ERP, cloud, and cybersecurity.

Federal grant for entering new international markets. Covers travel, research, and market development.

Federal loan guarantee enabling businesses to borrow for equipment, leasehold improvements, and real property.

Employer incentives for hiring and completing apprentices. Federal + provincial stacking.

Federal and provincial rebates for heat pumps, insulation, and energy-efficient HVAC upgrades.

Training subsidy covering 2/3 of training costs. All industries, all provinces.

Federal program for women-owned businesses (51%+). All provinces, delivered through regional partners.

Below-market startup loans for entrepreneurs aged 18–39. Includes 2-year mentorship match.

Near-commercial loans for Black business owners. Character-based underwriting, holistic support.

Multiple programs for young Canadian entrepreneurs. Futurpreneur, Starter Company+, and provincial programs.

Atlantic Canada Opportunities Agency. NB, NS, PEI, and Newfoundland businesses.

Northern Ontario development agency. Sudbury, Thunder Bay, and Northern Ontario communities.

Pacific Economic Development Canada. BC tech, clean energy, agri-food, and Indigenous businesses.