🇨🇦 Grant Guide Canada

Canadian Government Grant Programs 2026

17 federal and provincial programs for Canadian businesses. Every guide is free, ad-free, and written by Canadian business owners for Canadian business owners.

Federal Programs — Available Across Canada

CIP Facade Grants GRANT
$2,500 – $25,000

Municipal storefront & signage improvements. Most Ontario cities have active programs.

Starter Company Plus GRANT
Up to $10,000

Ontario grant for new and growing businesses. Includes training + mentorship.

NRC IRAP GRANT
$50,000 – $1,000,000

Non-repayable R&D funding for innovative SMEs. Access through Industrial Technology Advisors.

SR&ED Tax Credits TAX CREDIT
15–35% of R&D costs

Canada's largest R&D tax incentive. $3B+ disbursed annually. Refundable for CCPCs.

CDAP GRANT + LOAN
$15K grant + $100K loan

Canada Digital Adoption Program. Fund e-commerce, ERP, cloud, and cybersecurity.

CanExport SMEs GRANT
$10,000 – $50,000

Federal grant for entering new international markets. Covers travel, research, and market development.

CanExport Deadline Watch CHECKLIST
May 29, 2026 passed

Verify the official intake status and prepare your export funding file before the next window opens.

Canada Small Business Financing LOAN
Up to $1,150,000

Federal loan guarantee enabling businesses to borrow for equipment, leasehold improvements, and real property.

Apprenticeship Hiring Grants GRANT
$5,000 – $10,000

Employer incentives for hiring and completing apprentices. Federal + provincial stacking.

Heat Pump / Energy Rebates REBATE
Up to $10,000

Federal and provincial rebates for heat pumps, insulation, and energy-efficient HVAC upgrades.

Canada Job Grant GRANT
Up to $10,000/employee

Training subsidy covering 2/3 of training costs. All industries, all provinces.

Programs for Specific Entrepreneurs

Women Entrepreneurship (WES) GRANT
$25,000 – $100,000

Federal program for women-owned businesses (51%+). All provinces, delivered through regional partners.

Futurpreneur Canada LOAN
Up to $60,000

Below-market startup loans for entrepreneurs aged 18–39. Includes 2-year mentorship match.

Black Entrepreneurship Program LOAN
Up to $250,000

Near-commercial loans for Black business owners. Character-based underwriting, holistic support.

Youth Entrepreneurship GRANT + LOAN
$5,000 – $60,000

Multiple programs for young Canadian entrepreneurs. Futurpreneur, Starter Company+, and provincial programs.

Regional Federal Development Agencies

ACOA — Atlantic Canada GRANT + LOAN
$5,000 – $5,000,000+

Atlantic Canada Opportunities Agency. NB, NS, PEI, and Newfoundland businesses.

FedNor — Northern Ontario GRANT + LOAN
$5,000 – $500,000+

Northern Ontario development agency. Sudbury, Thunder Bay, and Northern Ontario communities.

PacifiCan — British Columbia GRANT + LOAN
$10,000 – $1,000,000+

Pacific Economic Development Canada. BC tech, clean energy, agri-food, and Indigenous businesses.

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