Canada Small Business Financing Program (CSBFP) - Complete Application Guide 2026
What Is Canada Small Business Financing Program (CSBFP)?
Government-backed loans up to $1.15M for real property, equipment, and improvements. 85% government guarantee reduces lender risk.
Eligibility Requirements
- Canadian business
- Revenue under $10M
- Apply through participating lender
How to Apply - Step by Step
Check Eligibility
Review the requirements above. Use our eligibility checker to confirm you qualify for this and other programs.
Gather Documents
Prepare your business registration, financial statements, tax returns, and a project plan describing how you'll use the funds.
Wait for Review
Processing takes 4-12 weeks. You may be contacted for additional information or an interview.
Receive Funding
Approved applicants receive funds according to the program schedule. Some programs require completed work before reimbursement.
See All Programs You Qualify For
The Canada Small Business Financing Program (CSBFP) is just one of 13 active programs. Check which others match your business.
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Key Facts About Canada Small Business Financing Program (CSBFP)
Program Details
- Funding Level: Federal (Federal Government)
- Amount: $50,000 to $1,150,000
- Repayment: Government-backed loan — must be repaid
- Processing Time: 4-12 weeks from submission
- Deadline: Ongoing
Best For
- Established Ontario businesses looking to grow
- Businesses meeting revenue and employee thresholds
- Trades served: Hvac, Plumbing, Electrical, Roofing, Landscaping
Related Grant Programs
Most businesses qualify for multiple programs. Consider applying to these related grants alongside Canada Small Business Financing Program (CSBFP):
Starter Company Plus
Deadline: Ongoing (intake periods)
Up to $5,000 grant for new Ontario businesses. Includes mentorship and business training. No repayment required.
CIP Facade Improvement Grants
Deadline: Ongoing (varies by municipality)
Municipal grants covering 50-75% of facade, signage, and storefront improvement costs. Available in most Ontario cities through Community Improvement Plans.
FedDev Ontario
Deadline: Ongoing
Federal economic development funding for southern Ontario businesses. Large-scale grants for expansion, innovation, and job creation.
CanExport SMEs
Deadline: May 29, 2026
Up to $50,000 to help Canadian SMEs enter new export markets. Covers trade show costs, market research, and promotional materials.
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Learn MoreFrequently Asked Questions
How do I apply for Canada Small Business Financing Program (CSBFP)?
Visit the official application page at the link above. You'll need to meet the eligibility requirements and submit the required documentation. Processing typically takes 4-12 weeks depending on the program.
How much money can I get from Canada Small Business Financing Program (CSBFP)?
The Canada Small Business Financing Program (CSBFP) provides between $50,000 and $1,150,000 (government-backed loan).
Is Canada Small Business Financing Program (CSBFP) still accepting applications in 2026?
Yes, the program is currently active. Deadline: Ongoing.
Can I combine Canada Small Business Financing Program (CSBFP) with other grants?
In most cases, yes. Government grants can typically be combined as long as total funding doesn't exceed project costs. Check each program's terms for stacking restrictions.
About This Guide
Grant Guide Canada is a free resource maintained by Niagara Stands Out, a business services company based in 248 Port Colborne Drive, Port Colborne, ON L3K 2M5. We research and organize public grant information from federal, provincial, and municipal government sources so Ontario business owners can find funding without hiring a consultant.
How we stay accurate: Our automated monitoring system checks government portals daily for deadline changes, new programs, and status updates. All program details link to official government sources. Last verified: 2026-02-13.
Disclaimer: This guide is for informational purposes only. We are not affiliated with any government agency. Always verify eligibility and program details directly with the administering organization before applying.
Questions? Contact us: info@niagarastandsout.com | 289-228-7021