Niagara Region ADU Directory

Everything you need to build, rent, and manage an Accessory Dwelling Unit in Ontario's Niagara Region — now on canadagrantguide.ca, the most comprehensive ADU resource available.

12Municipalities Covered
$80KMax Grant Available
16In-Depth Guides
2026Updated for This Year

Your ADU Journey, Step by Step

Whether you're just researching or ready to rent, find exactly what you need.

Grant Programs Dashboard

Current status of ADU grant programs across the Niagara Region (January 2026)

Fort Erie

ADU Grant Program
Up to $20,000
OPEN
905-871-1600 x2502 • forterie.ca

St. Catharines

HAF ADU Grant
Up to $80,000
AT CAPACITY
905-688-5601 • stcatharines.ca

Welland

Affordable Rental CIP
Up to $20,000/unit
OPEN
905-735-1700 x2251 • welland.ca

Port Colborne

Comprehensive CIP
Contact for details
OPEN
905-835-2900 • portcolborne.ca

Lincoln

CIP Incentives
TBD
ON HOLD
905-563-2799 • lincoln.ca

West Lincoln

Affordable Housing CIP
TBD
MARCH 2026
905-957-3346 • westlincoln.ca

Niagara Falls

Bill 23 DC Exemption
$20K–$50K+ savings
CHECK LOCALLY
905-356-7521 x4330 • niagarafalls.ca

Thorold

Bill 23 DC Exemption
$20K–$50K+ savings
CHECK LOCALLY
905-227-6613 • thorold.ca

Grimsby

Bill 23 DC Exemption
$20K–$50K+ savings
CHECK LOCALLY
905-945-9634 • grimsby.ca

Pelham

Bill 23 DC Exemption
$20K–$50K+ savings
CHECK LOCALLY
905-892-2607 x344 • pelham.ca

Wainfleet

Bill 23 DC Exemption
$20K–$50K+ savings
CHECK LOCALLY
905-899-3463 x221 • wainfleet.ca

Niagara-on-the-Lake

Bill 23 DC Exemption
$20K–$50K+ savings
CHECK LOCALLY
905-468-3266 • notl.com

View detailed municipality profiles →

Quick Reference

Key numbers at a glance

ADU Construction Costs
ADU TypeCost RangeTimeline
Basement Conversion$45K – $180K3–6 months
Garage Conversion$40K – $150K3–6 months
Garden Suite$150K – $400K6–12 months
Laneway House$350K – $750K9–18 months
Rental Income Potential
Unit TypeMonthly RentAnnual
Bachelor / Studio$1,000 – $1,400$12K – $17K
1-Bedroom$1,300 – $1,800$16K – $22K
2-Bedroom$1,600 – $2,200$19K – $26K
Programs Available to All
ProgramBenefit
Bill 23 DC Exemption$20K–$50K+ savings (all Ontario)
MHRTC Tax CreditUp to $7,500 (all Canada)
CMHC Refinance90% LTV (all Canada)
Secondary Suite Loan$80K at 2% (coming soon)

Complete ADU Checklist

Track every step of your ADU project

Before Building
  • Check zoning in your municipality
  • Calculate budget (include 15–20% contingency)
  • Apply for available grants
  • Hire architect / designer
  • Get multiple contractor quotes
  • Understand permit requirements
During Building
  • Obtain all required permits
  • Schedule inspections on time
  • Document progress with photos
  • Track all expenses
  • Address deficiencies promptly
  • Get Certificate of Occupancy
After Building
  • Get landlord insurance
  • Prepare Ontario Standard Lease
  • Screen tenants properly
  • Require tenant insurance
  • Set up rent collection
  • Understand tax obligations